55 Best Budget Quotes About Managing Finances

Supriya Jain
Dec 12, 2023 By Supriya Jain
Originally Published on Jan 27, 2021
Edited by Monisha Kochhar
Woman accountant use calculator and computer with holding pen

"Money amassed either serves us or rules us." - Horace

Budget is an estimated amount of money we might both earn and spend over a fixed duration of time. It is a way of planning which shows us how we're planning to earn, save, and spend.

We can have the best possible use of money by planning, organizing, tracking, and improvising our budget. The times when we look for the cheapest alternative to buy our resources is the time when we realize that we have aced the budget game. Having a budget is what can help us in going on a debt-free journey.

How much we earn and spend decides the worth that we're creating for ourselves. Why drop our worth by going over budget when we can motivate ourselves to manage our finances in the best way.

We have curated budget quotes from money-making gurus: Randy Thurman, Nathan W Morris, Jacob Lew, among others, to help us beginner types understand finances in the simplest ways.

The money that we earn has the power to satisfy our needs that's why it becomes important to use it in the way which brings us the maximum output. Maintaining budgets could come in quite helpful.

Are you hoping for a prosperous new year? Want to maintain your household budget, save yourself from debt or complete a money savings challenge?

These saving quotes are sure to help you in financial planning, to motivate you to create a budget.

If you have any of these goals of saving money, then it will be really important that you create a budget plan so that you can track your outgoing expenses alongside your incoming money and you are aware of what you can and can't spend in order to save up that money.

This could be very important when saving up to buy a house or something of the like.

For more quotes, do also check out Pay It Forward quotes and [Think and Grow Rich quotes] as you finish these ones.

Dave Ramsey Quotes

We have all heard of the Dave Ramsey budget percentages, Dave Ramsey budget forms, mom budget, household budget percentages, budgeting percentages, etc., here is a collection of budgeting quotes from the one author who has followed them himself and ultimately brought success to his feet - the ultimate guide to a debt-free life.

Below are some of the most nerve-wracking and influential budget quotes from Dave Ramsey.

Read ahead to find quotes about budgeting from the ultimate financial guru.

1."A budget is telling your money where to go instead of wondering where it went."

- Dave Ramsey

2." Act your wage."

- Dave Ramsey

3."Doing a budget means doing an ancient and powerful word: NO"

- Dave Ramsey

4."We buy things we don’t need with money we don’t have to impress people we don’t like."

- Dave Ramsey

5."Rich isn’t an amount of money, it's a mindset about how you live. If you believe you can win, you can."

- Dave Ramsey

6." Financial winners don't run sprints, they run marathons. They don't rush. They do it step by step over time."

- Dave Ramsey

7." When you create a basic budget and stick to it, it will suddenly seem like you have money."

- Dave Ramsey

8."A lower interest rate doesn't make a debt go away."

- Dave Ramsey

9."Broke is normal. Why be normal?"

- Dave Ramsey

10."Poor is a state of mind. Broke is, ‘I'm just passing through.'"

- Dave Ramsey

11."If you help enough people, you don't have to worry about money."

- Dave Ramsey

Debts And Credit Quotes

You all must have heard how no debt ever comes at a good time. If you find yourself in a similar situation, these amazing quotes about being on budget might prove to be one of the most powerful things.

Read ahead to find some saving tips, and finance quotes to help you create a wise budget for your life ahead.

12.“Some debts are fun when you are acquiring them, but none are fun when you set about retiring them.”

- Ogden Nash

13.“One can pay back the loan of gold, but one lies forever in debt to those who are kind.”

- Malcolm Forbes

14.“Never spend your money before you have it.”

- Thomas Jefferson

15.“The impulse dances inside the debt.”

- Jareb Teague

16.“It is the debtor that is ruined by hard times.”

- Rutherford B. Hayes

17.“What can be added to the happiness of a man who is in health, out of debt, and has a clear conscience?”

- Adam Smith

18.“The man who never has enough money to pay his debts has too much of something else.”

- James Lendall Basford

19.“Debt,n.  An ingenious substitute for the chain and whip of the slave driver.”

- Ambrose Bierce

20.“When a man is in love or in debt, someone else has the advantage.”

- Bill Balance

Funny Budget Quotes

Money and budget doesn't always have to be boring. Here are a few budget quotes and budget tips to help you in the journey and lead a debt-free life, and take a step towards financial freedom, all while making you laugh! Take a look at the funny budge quotes below.

21.“No man’s credit is as good as his money.”

- E.W. Howe

22.“Creditors have better memories than debtors.”

- Benjamin Franklin

23.“Live within your means, never be in debt, and by husbanding your money you can always lay it out well.”

- Andrew Jackson

24.“A debt problem is, at its core, a budgeting problem.”

- Natalie Pace, 'The ABCs of Money.'

Idowu Koyenikan quotes

Does it feel like having no money is forbidding you to live the way you want? Take a look at some of the most powerful budget quotes from the amazing finance guru to understand how to makeover your money, start your journey on budgets and take control of your money.

Read our collection of budget quotes to help you on your debt-free journey and take a step towards financial freedom. Let's look at some quotes that work as travel budget quotes and other budget quotes to help you.

25."Success comes from the inside out. In order to change what is on the outside, you must first change what is on the inside."

- Idowu Koyenikan

26."When you do things in the present that you can see, you are shaping the future that you are yet to see.”

- Idowu Koyenikan

27.”The more your money works for you, the less you have to work for money.”

- Idowu Koyenikan

Money Quotes

We can not talk about the budget without talking about money. Below are some of the best money quotes that you'll think of every time you open your wallet to pay. Look at these short budget quotes to help you better understand money.

28."Too many people spend money they haven't earned,  to buy things they don't want, to impress people that they don't like"

- Will Rogers

29."Money is only a tool. It will take you wherever you wish, but it will not replace you as the driver."

- Ayn Rand

30.“The simplest definition of a budget is 'telling your money where to go.'”

- Tsh Oxenreider, 'Organized Simplicity: The Clutter- Free Approach to Intentional Living'

31.“Budgeting is not just for people who do not have enough money. It is for everyone who wants to ensure that their money is enough.”

- Rosette Mugidde Wamambe

32.“Money, like emotions, is something you must control to keep your life on the right track”

- Natasha Munson

33.“There are a handful of people whom money won't spoil, and we count ourselves among them.”  

- Mignon McLaughlin  

34.“Money is a terrible master but an excellent servant.“    

- P.T. Barnum

35."I never attempt to make money on the stock market. I buy on the assumption that they could close the market the next day and not reopen it for ten years."

- Warren Buffett

36."He who loses money loses much; He who loses a friend loses much more; He who loses faith loses all."

- Eleanor Roosevelt

Inspiring Budget Quotes

Anything can inspire us anytime! So why not take a look at some of the most inspiring quotes about being on a budget that we've hand-picked just for you. These quotes might just be your quote of the day for saving some money!

37.“Don't tell me what you value, show me your budget, and I'll tell you what you value.”

- Joe Biden

38.“Becoming rich is hard. Staying broke is hard. Choose your hard.”

- Eric Worre

39."If we command our wealth, we shall be rich and free. If our wealth commands us, we are poor indeed."

- Edmund Burke

40.“The slightest adjustments to your daily routines can dramatically alter the outcomes in your life.”

– Darren Hardy

41.“It's clearly a budget. It's got a lot of numbers in it”

- George W. Bush

42.“Budgeting has only one rule: Do not go over budget.”

- Leslie Tayne

43.“It isn’t what you earn but how you spend it that fixes your class.”

- Sinclair Lewis

44."You can fool all the people all the time if the advertising is right and the budget is big enough."

- Joseph E. Levine

45."Watch the costs and the profits will take care of themselves."

- Andrew Carnegie

46."A budget tells us what we can't afford, but it doesn't keep us from buying it."

-  William Feather

47."That’s why you call it a budget.  You set it and you don’t budge."

-  Jennifer Morrison

48."The foundation stone of wealth accumulation is defense, and this defense should be anchored by budgeting and planning."

- Thomas J. Stanley

49.“Got a budget for the lawyer though.”    

- Rick Ross

50."We didn't actually overspend our budget. The allocation simply fell short of our expenditure."

- Keith Davis

51."The budget doesn't have much control over the government. Then again, the government doesn't have much control over the budget."

- P. J. O'Rourke

52."You are no longer a boy, and one of the first duties which a man owes to his friends and society is to live within his income."

- Thomas Hughes,  'Tom Brown at Oxford'

53.“Wealth consists not in having great possessions, but in having few wants.”

- Epictetus

54."Empty pockets never held anyone back. Only empty heads and empty hearts can do that."

- Norman Vincent Peale

55."Try to save something while your salary is small; it’s impossible to save after you begin to earn more."

- Jack Benny

Here at Kidadl, we have carefully created lots of interesting family-friendly quotes for everyone to enjoy! If you liked our suggestions for 55 best budget quotes about managing finances then why not take a look at Trading quotes and [Keep trying quotes].

We Want Your Photos!
We Want Your Photos!

We Want Your Photos!

Do you have a photo you are happy to share that would improve this article?
Email your photos

More for You

Top view image of feet of young people standing in a circle.

50+ Feet Quotes

See All

Written by Supriya Jain

Bachelor of Commerce, Master of Business Administration specializing in Marketing

Supriya Jain picture

Supriya JainBachelor of Commerce, Master of Business Administration specializing in Marketing

As a skilled member of the Kidadl team, Shruti brings extensive experience and expertise in professional content writing. With a Bachelor's degree in Commerce from Punjab University and an MBA in Business Administration from IMT Nagpur, Shruti has worked in diverse roles such as sales intern, content writer, executive trainee, and business development consultant. Her exceptional writing skills cover a wide range of areas, including SOP, SEO, B2B/B2C, and academic content.

Read full bio >